Blog

Investor outlook on Farmland: What farmers need to know

Fractal recently attended the 2024 Global Ag-Investing Conference (GAI). Here’s what investors are thinking and what it means for your farm.

May 2, 2024

Will Your Farm Survive The Next Decade?

Farms are getting bigger, growers are getting older, and land is as valuable as ever. What does this mean for your operation and growth playbook going forward?

April 23, 2024

Building a Growth Playbook: Know Your Game

The challenge with growing an operation is knowing what game you want to play.

April 11, 2024

How to build a strong capital plan with your lender

Your lender meeting is on the horizon. Follow these strategies to build lender confidence in your objectives and plans to execute them, and get the capital you need to expand your operation.

February 15, 2024

5 priorities for profitability in a down-cycle

Farming historically is a land rich/cash poor profession. What makes the past 3 years incredible is they created some of the highest liquidity levels this industry has ever seen.

February 7, 2024

Farmers Have Never Needed More Capital To Buy Land

With farmland values up 40% and interest rates for land owners increasing by 4% sine the summer of 2021, it’s never been more capital intensive to purchase land — especially for farmers.

January 9, 2024

Buying More Ground? Don’t Pay Cash

Farmers are seeing historic cash positions, making it tempting to avoid financing purchases at all. Many crops were planted and harvested without having to borrow any funds.

Now, 80 acres bordering your farm are for sale. You could pay for it with cash to avoid today’s high interest rates, but should you?

December 14, 2023

HOW does equity capital help you access more DEBT? 

Debt is an important tool in a farmer’s financial toolbox. But did you know using debt with equity capital can jumpstart your growth? Learn how debt and equity can work together to grow your business, how they differ, and when they make the most sense.

November 8, 2023

What is Farmland Equity Capital?

Dig into equity capital and how you can use it to unlock the equity you have in your land and access the capital you need to finance growth.

October 31, 2023

Why You Should Rethink Your Land Buying Playbook

We sat down with Shay Foulk, an ag business consultant who hosts the Ag View Pitch Podcast, to discuss the challenges facing farmers trying to secure their land base in an increasingly competitive market.

October 11, 2023