Category:
Uncategorized

WHAT IT TAKES TO THRIVE IN A DOWN-TURN

How do you expand when high operating costs and depressed commodity pricing eat into profits and squeeze working capital? The answer: preserve your cash flow and target the right opportunities. 

Are you among the 30% of farmers Still poised to grow?

Farmers who understand their balance sheet, find the right opportunities, and plan ahead will be best poised to grow over the next 10 years.

Investor outlook on Farmland: What farmers need to know

Fractal recently attended the 2024 Global Ag-Investing Conference (GAI). Here’s what investors are thinking and what it means for your farm.

Will Your Farm Survive The Next Decade?

Farms are getting bigger, growers are getting older, and land is as valuable as ever. What does this mean for your operation and growth playbook going forward?

Building a Growth Playbook: Know Your Game

The challenge with growing an operation is knowing what game you want to play.

How to build a strong capital plan with your lender

Your lender meeting is on the horizon. Follow these strategies to build lender confidence in your objectives and plans to execute them, and get the capital you need to expand your operation.

5 priorities for profitability in a down-cycle

Farming historically is a land rich/cash poor profession. What makes the past 3 years incredible is they created some of the highest liquidity levels this industry has ever seen.

Farmers Have Never Needed More Capital To Buy Land

With farmland values up 40% and interest rates for land owners increasing by 4% sine the summer of 2021, it’s never been more capital intensive to purchase land — especially for farmers.

Buying More Ground? Don’t Pay Cash

Farmers are seeing historic cash positions, making it tempting to avoid financing purchases at all. Many crops were planted and harvested without having to borrow any funds.

Now, 80 acres bordering your farm are for sale. You could pay for it with cash to avoid today’s high interest rates, but should you?

HOW does equity capital help you access more DEBT? 

Debt is an important tool in a farmer’s financial toolbox. But did you know using debt with equity capital can jumpstart your growth? Learn how debt and equity can work together to grow your business, how they differ, and when they make the most sense.